BASIC INSURANCE COSTS AND PREMIUMS 2006 - 2009

Our benefit barometer shows, how the benefit expenses and premiums of ÖKK as well as of the whole health insurance sector have developed over the past four years.

One click on the information sign within the diagram will show you the 10 biggest cost components of the health care sector for each year.

Explanations to the benefit barometer:

• Compulsory health care insurance (basic insurance)
• Gross premiums: KVG premiums
• Gross benefit payments: costs for benefits before cost sharing by insureds
• Cost sharing: insureds contribute to insurance benefits through annual excess (300 to 2,500 Swiss francs per year) and deductible (10 percent, max. 700 Swiss francs per year)
• Net benefit payments: gross benefit payments minus cost sharing

How are premiums calculated? » Short film by the branch association santé suisse