BVG solutions
You will find detailed descriptions of benefits for all BVG solutions here.
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| Plan |
Insured salary
SAVING |
Insured salary
RISK |
Saving (%) |
Invalidity (%) |
Death (%) |
| » BVG |
BVG |
BVG |
-/7/10/15/18 |
Retirement assets without interest x conversion rate |
60% of IV |
| » B40m |
BVG |
BVG |
-/7/10/15/18 |
40 |
24 |
| » B40h |
BVG |
BVG |
-/8/11/16/19 |
40 |
24 |
| » B50m |
BVG |
BVG |
-/7/10/15/18 |
50 |
30 |
| » B50h |
BVG |
BVG |
-/8/11/16/19 |
50 |
30 |
| » B60m |
BVG |
BVG |
-/7/10/15/18 |
60 |
36 |
| » B60h |
BVG |
BVG |
-/8/11/16/1 |
60 |
36 |
| » INVA |
BVG |
AHV |
-/8/11/16/19 |
40 |
60% of expected old-age pension without interest |
| » SOLO |
AHV |
AHV |
-/5/8/11/13 |
40 |
60% of expected old-age pension without interest |
| » RISK |
BVG |
AHV |
-/8/11/16/19 |
40 |
24 |
| » RENTA |
AHV* |
AHV |
-/8/11/16/19 |
40 |
24 |
| » TOP |
AHV* |
AHV |
-/10/15/20/25 |
50 |
30 |
| » A40t |
AHV |
AHV |
-/5/8/11/13 |
40 |
24 |
| » A40m |
AHV |
AHV |
-/7/10/15/18 |
40 |
24 |
| » A40h |
AHV |
AHV |
-/8/11/16/19 |
40 |
24 |
| » A50t |
AHV |
AHV |
-/5/8/11/13 |
50 |
30 |
| » A50m |
AHV |
AHV |
-/7/10/15/18 |
50 |
30 |
| » A50h |
AHV |
AHV |
-/8/11/16/19 |
50 |
30 |
| » A60t |
AHV |
AHV |
-/5/8/11/13 |
60 |
36 |
| » A60m |
AHV |
AHV |
-/7/10/15/18 |
60 |
36 |
| » A60h |
AHV |
AHV |
-/8/11/16/19 |
60 |
36 |
| » AK40 |
AHV* |
AHV* |
-/7/10/15/18 |
40 |
24 |
| » AK50 |
AHV* |
AHV* |
-/7/10/15/18 |
50 |
30 |
| » AK60 |
AHV* |
AHV* |
-/7/10/15/18 |
60 |
36 |
| » AAK40 |
AHV |
AHV* |
-/7/10/15/18 |
40 |
24 |
| » AAK50 |
AHV |
AHV* |
-/7/10/15/18 |
50 |
30 |
| » AAK60 |
AHV |
AHV* |
-/7/10/15/18 |
60 |
36 |
» Lump sum in case
of death1 |
- |
AHV |
- |
- |
100% AHV salary |
» Lump sum in case
of death 2 |
- |
AHV |
- |
- |
200% AHV salary |
| » KADER |
AHV** |
AHV** |
6 |
40 |
24 |
| » KADER PLUS |
AHV** |
AHV** |
12 |
60 |
36 |
| » KADER MINI |
AHV** |
AHV** |
5 |
- |
Vested benefits + 100% insured salary |
| » KADER MIDI |
AHV** |
AHV** |
10 |
- |
Vested benefits + 100% insured salary |
| » KADER MAXI |
AHV** |
AHV** |
15 |
- |
Vested benefits + 100% insured salary |
| » KADER MEGA |
AHV** |
AHV** |
20 |
- |
Vested benefits + 100% insured salary |
* Minus coordination deduction
** Minus BVG maximum amount