ÖKK FLEX – the health insurance with free choice of hospital ward
Decide depending on the situation.
With ÖKK FLEX you only decide which ward you stay in when you are admitted to hospital. You are also free to choose a hospital and doctor. You contribute to the treatment costs with a cap on costs specified in advance. Benefits for alternative and complementary medicine as well as prevention and dental check-ups are included in this insurance as are contributions towards spectacles and contact lenses. In addition to this, ÖKK contributes to the costs of antenatal classes and postnatal recovery exercises.
ÖKK FLEX comprises two insurances:
ÖKK PREMIUM
- Medical treatment in Switzerland and abroad
- Up to 100 Swiss francs per year towards dental check-ups for children and adults
- Up to 70 % towards orthodontic treatments for children and young persons up to 25 years of age.
- Health prevention: check-ups, sports and preventive medical check-ups
- Up to 600 Swiss Francs from the health account to promote family activities, healthy nutrition and exercise
- Alternative medicine and natural remedies in Switzerland and in neighbouring countries.
- Up to 200 Swiss Francs per year towards spectacle lenses and contact lenses
- Up to 1000 Swiss Francs towards eye laser treatment
- For maternity: Benefits for antenatal classes and postnatal recovery exercises, breastfeeding allowance
- Up to 120'000 Swiss Francs towards transport and rescue costs
- Travel expenses for regular medical treatment outside the place of residence from 30 km (public transport)
ÖKK COMBI FLEX
- Choice of hospital ward when being admitted with cost sharing in Switzerland and abroad
- private: 25%, max. 4,500 Swiss Francs
- half-private: 15%, max. 1,500 Swiss Francs
- Comfort single and twin rooms: 10%, max. 200 Swiss Francs
- General: none
- Family special: Per family (persons in the same household) maximum 4,500 Swiss Francs
- Domestic help prescribed by a doctor following a hospital stay
- Domestic help prescribed by a doctor in order to prevent admission to hospital
- Emergency abroad (hospital ward can be chosen, with cost sharing)
- Treatment in a health resort prescribed by a doctor
- Travel expenses for dialysis, radiation or chemotherapy from 30 km (public transport)
You can find all benefits of ÖKK FLEX at a glance here.
» Overview of benefits ÖKK FLEX
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