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Mandatory basic insurance for frontier workers according to the Health Inssurance Law (KVG)

Basic insurance as per the bilateral agreement between Switzerland - EU / EFTA states (on the free movement of persons)
  • Premiums for children up to 18 years of age
  • Premiums from 19 years of age

Statutory cost sharing by the country of treatment (Switzerland or country of residence)


  • Adults: standard excess 300 Swiss Francs
  • Children: no excess
The statutory benefits of the country of treatment (Switzerland or country of residence) always apply
Claiming benefits
  • in Switzerland as per KVG
  • in the country of residence as per social rates of the country of residence
The right to change to the statutory basic insurance in the country of residence is possible without problems (employment in Switzerland coming to an end)

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