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How to save on premiums?

You have various possibilities to save premiums in the basic insurance:

» Youth discount
» Deductible
» Basic insurance plan
» Accident inclusion / exclusion
» Suspension of insurance during military service

There are also various discounts for the supplementary insurances of which you can take advantage:

» Family rebate
» 3rd Child free of charge
» Multi-year discount
» Deductible in all hospital supplementary insurances
» Rebate for unused benefits
» Loyalty rebate

 

Costs and premiums: an interactive overview

Higher premiums are the result of rising health care costs. With our interactive benefit barometer, you can see how the benefit expenses and premiums of ÖKK as well as of the whole health insurance sector have developed over the past three years.

» Benefit barometer

How are health care insurance premiums calculated?

This short film explains the relationship between premiums, costs and reserves and shows what your premium consists of. The film was released in German and French.

» Short film by Santésuisse

MEDICAL ADVICE AT ANY TIME

The Medgate doctors are at your disposal at 0844 655 655 and help you in the vent of health questions, childhood deseases and emergencies.

» Further information