ÖKK LOSS OF EARNINGS INSURANCE

The salary remains safeguarded in the event of an illness, accident, maternity or paternity

YOUR ADVANTAGES AT A GLANCE:

• Loss of earnings insurance in the event of an illness, accident, maternity or paternity
• Daily allowance from 25% incapacity to work
• Individual waiting periods
• Premium rate guarantee for the duration of the insurance
• Maximum salary, which can be insured: CHF 250'000
• Extension of insurance cover in the event of incapacity to work, if the employment relationship is terminated
• Foregoing the reduction in the case of gross negligence
• Continued payment of salary in the event of death
• Supplementary chirdren's and education allowance
• Exemption from premiums for employees in the event of claiming benefits
• Right of transfer to the individual daily insurance ÖKK COMPENSA within 90 days after leaving
• Insured persons of retirement age continue to be insured for 180 days until they have completed their 70th year of age
• Frontier workers are granted the same rights as persons residing in Switzerland
• Employees have a right to benefits from their planned re-start during unpaid leave
• Proprietors as well as employed family members are able to join
• Employees posted abroad are also insured
• Personal support by the Case Management in the event of long-term absences

ADDITIONAL SERVICES:

• Preventive offers to promote the health of employees
• Permanent reduction of costs in the event of absences thanks to a comprehensive absence management

Select one of the two insurance variants:

Optionally combine with additional benefits:

» with childbirth benefits

» with allowance for paternity leave