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Basic insurance / Alternative insurance models 

Every person residing in Switzerland requires compulsory basic insurance. Compulsory basic insurance at ÖKK is called BASIS. It complies with the Swiss Health Insurance Act (KVG) and covers the statutory requirements for illness, accident and maternity. ÖKK offers four different types of basic insurance:


The only difference between the models is the first point of contact for health questions and medical complaints. However, the medical benefits covered by ÖKK are the same for all options and comply with the statutory requirements.

Detailed information on basic insurance and the Swiss Health Insurance Act can be found on the website of the Federal Office of Public Health.

Are you a cross-border worker or are you planning on moving to Switzerland? Then you can find all the information you need here:

Supplementary insurance plans

Not all benefits are covered by basic insurance. You can therefore top up your basic insurance with supplementary insurance policies in line with your needs.

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