Your first point of contact is always the general practitioner you selected from ÖKK’s list of general practitioners. If your general practitioner is absent, contact their locum. If specialist treatment is required, your general practitioner will refer you immediately.
If you consult a doctor, therapist or hospital without a referral from your general practitioner, you are responsible for the costs incurred yourself. Exceptions include emergencies as well as gynaecological, paediatric and optometric treatments.
Select your general practitioner from ÖKK’s list of general practitioners.
Study the benefits provided by basic insurance in detail.
Overview of benefits