Requirements: At least one parent and the child take out basic insurance as well as one of these supplementary insurance policies with ÖKK. The minimum duration of the contract for the entire family is three years.
From the third child, you receive the supplementary insurance free of charge. The following conditions apply in this regard:
The standard insurance term lasts one year. If you decide to take out a three-year insurance policy, then you also benefit from a three percent discount on all supplementary insurance.
The condition is that all your insurance policies have the same expiry date.
After the expiry of this three-year insurance term, your insurance cover is automatically renewed by another year. The discount no longer applies. You will receive the discount again if you choose an insurance duration of three year.
Other: The multi-year discount can be combined with other ÖKK discounts.
We reward your loyalty to ÖKK with a 7.5 % discount on the following supplementary hospital insurance policies: ÖKK COMBI FLEX, ÖKK COMBI SEMI-PRIVATE, ÖKK COMBI PRIVATE or ÖKK COMBI GLOBAL. You will receive the discount from the start of the year following your 60th birthday.
You will receive a premium discount by setting an annual deductible for the supplementary hospital insurance policies ÖKK COMBI SEMI-PRIVATE, ÖKK COMBI PRIVATE and ÖKK COMBI GLOBAL. If you opt for this savings option, you will pay the first 2,000 or 5,000 Swiss francs, depending on the deductible, for treatment costs yourself.
You usually pay your premiums monthly. But you can also pay your premiums every two months, quarterly, semi-annually or annually. If you chose to pay in advance either semi-annually or annually, ÖKK grants the following discounts: