Free choice of ward on admission to hospital


Depending on the type of treatment you are in hospital for, do you prefer not to have to stay in a shared room and to have a free choice of doctor? With ÖKK HOSPITAL FLEX supplementary insurance, you can wait until being admitted to hospital to decide whether you want to stay on the general, semi-private or private hospital ward. If you choose the semi-private or private ward, you contribute a certain amount towards the costs.



Tania Geeser

Free to choose your hospital ward when the moment comes: Supplementary insurance makes all this possible.
The advantages of ÖKK HOSPITAL FLEX
  • Free choice of hospital ward (general, semi-private or private) when being admitted in Switzerland and in an emergency, abroad
  • Your cost-sharing per year when opting for private ward: 25% up to CHF 4,500 (per family max. CHF 4,500)
  • Your cost-sharing per year when opting for semi-private ward: 15% up to CHF 1,500 (per family max. CHF 4,500)
  • Free choice of doctor on private and semi-private ward in Switzerland
  • Second medical opinion before a planned operation
  • CHF 30,000 per year towards transport and rescue costs*
  • 90%, up to CHF 300 per year towards travel expenses for medical treatment from 30km (public transport)*
  • In addition to the above travel expenses, 90%, up to CHF 300 per year towards travel expenses for dialysis, radiotherapy or chemotherapy from 30km (public transport)*

* In addition to benefits from ÖKK START


The General Insurance Conditions of ÖKK LIVE apply with respect to the payment of benefits.

Overview of benefits

Would you like to view the benefits provided by ÖKK HOSPITAL FLEX in detail?

Overview of benefits


To conclude an ÖKK HOSPITAL FLEX policy, you must have also taken out at least ÖKK START supplementary insurance.

Waiting periods

Please note the waiting period in the event of maternity.

Details on the waiting periods

An Option for the future?

You can also take out an Option for this insurance. More information on this can be found at ÖKK OPTION.

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