ÖKK PROTECT

Health-legal protection

Health-legal protection ensures that your rights are protected in relation to health impairments. This may include claims for compensation that you make against a person causing an accident or – in relation to medical treatment – against doctors, hospitals or therapists as a result of incorrect treatment being provided. It also covers legal disputes with insurers relating to health impairments, for example with a disability or accident insurance provider. This worldwide legal protection is yours from a monthly premium of only two francs.

The advantages of ÖKK PROTECT
  • Security and financial support 
  • Your rights are safeguarded by specialists 
  • Legal representation costs are covered up to CHF 250,000 (CHF 50,000 outside Europe)
Insured disputes
  • Safeguarding of your rights as a patient, e.g. in making compensation claims following incorrect treatment.  
  • Safeguarding of your rights as a patient, e.g. in obtaining information (e.g. x-ray images) from service providers.  
  • Support with legal problems in the event of a health impairment, e.g. in making compensation claims with an accident insurer.  
  • Support with legal problems in the event of a health impairment, e.g. in disputes with insurers over the payment of benefits. 

The General Insurance Conditions of ÖKK LIVE or ÖKK UNO apply with respect to the payment of benefits.


In order to take out ÖKK PROTECT health-legal protection insurance, you must have also taken out at least ÖKK START supplementary insurance:

The insurance applies for the policyholder, their spouse/partner and children, providing they are all insured on the same ÖKK policy.