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The clever addition to basic insurance

You want to be well insured at a low cost. However, alternative medicine and prevention is still important to you. You may even want to have something contributed towards your glasses and contact lenses or are grateful for a contribution towards orthodontic treatment for your children. Is this something that applies to you? Then ÖKK STANDARD is the right insurance for you.

ÖKK STANDARD comprises two insurance policies: 


  • Medical treatment in Switzerland and in an emergency, abroad 
  • 60 Swiss francs towards dental check-ups up to 25 years of age 
  • 70 percent or up to 5,000 Swiss francs towards orthodontic treatments for children and young persons up to 25 years of age 
  • Health protection: check-ups, sports and preventive medical check-ups 
  • Up to 400 Swiss francs from the health account to promote healthy nutrition and exercise 
  • Alternative medicine and natural remedies 
  • Up to 150 Swiss francs per year towards spectacle lenses and contact lenses 
  • Up to 50,000 Swiss francs towards transport and rescue costs 
  • Travel expenses for regular medical treatment outside the place of residence from 30km (public transport)


  • General ward in a hospital in Switzerland (as per cantonal list of hospitals)
  • Hospital daily allowance for inpatient stay in hospital, rehab or psychiatric clinic
  • Emergencies abroad (general ward)
  • Up to 10,000 Swiss francs towards transport and rescue costs
  • Domestic help prescribed by a doctor following a hospital stay 
  • Domestic help prescribed by a doctor in order to prevent admission to hospital 
  • Treatment in a health resort prescribed by a doctor 
  • Travel expenses for dialysis, radiation therapy or chemotherapy from 30 km (public transport)