The benefits of generics
- Same effect but for a lower price: Generics contain the same active substances as originator products. However, on average they are 30 percent cheaper, and in some cases up to 70%. This means that your excess is lower when settling benefits with ÖKK.
- Guaranteed quality: Generics meet the same quality requirements from the Swiss authorities as the originator products. The reason for the generally lower prices charged for the same quality is largely due to the fact that the patents have expired on the active substances.
- Your contribution for stable premiums: By using generics, you are making a key contribution towards lowering health care costs – and therefore your premiums as well. Together with pharmacies, ÖKK supports the promotion of generics. If generics were consistently prescribed, savings of up to CHF 300 million a year could be made in Switzerland.
