Health Review Sports Family Food Travel ReviewBe careful of unprofessional brokersCustomers often contact us telling us how someone from ÖKK has called them offering to help reduce their health insurance premiums. On closer inspection, however, it turns out that these are dubious brokers that do not have any contract with ÖKK.ReviewEnvironmental levies on premium invoicesThe Swiss government charges environmental levies on polluting substances. This money is redistributed to the general public via health insurers.ReviewChanging or terminating health insuranceWould you like to change your basic insurance or terminate a supplementary insurance policy? Here you can find out the best way to do it and the deadlines you need to be aware of.ReviewWhat are the deductible and excess?Everyone living in Switzerland requires health insurance and must contribute towards the costs of treatment. This is done via the deductible and excess. What is a deductible and how does it differ from the excess? We will explain.ReviewWhat is basic insurance?Basic health insurance is one of the most important social insurance schemes in Switzerland. What does it include? Where does the idea come from? What is the solidarity principle?ReviewHow does the general practitioner model work?General practitioner models are a cost-effective alternative to having a free choice of doctor under basic insurance. Here you can find answers to the most important questions.ReviewHow much does ÖKK pay towards my glasses and contact lenses?At ÖKK, adults and children benefit from extremely good benefits related to glasses lenses and contact lenses. Here is a practical overview of the benefits.FamilyPossible tests and check-ups during pregnancyFirst-trimester tests, down syndrome blood tests and amniocentesis – if they want, expectant parents can take various tests early on in pregnancy to check the health of their unborn child.HealthPreventative examinations: useful or excessive?Preventative examinations are used to identify risks before the onset of illness and before you suffer from a complaint. But which screenings make sense? And who pays for them?FamilyThe best insurance for pregnancy and maternityPregnancy and maternity are special times in your life, which is why you also need special benefits and protection. ÖKK is there for you and your baby – before, during and after the birth.HealthAlternative medicine with basic and supplementary insuranceWhether acupuncture or TCM, around 70% of Swiss people use some form of alternative medicine. You can find out here what you need to know and what ÖKK will pay for.ReviewMedication – who pays for what?Here you can find out which medication is covered by basic insurance and which is paid for by supplementary insurance. There are also useful tips on how to save money on medication.ReviewHow to make reimbursement claimsWhere do I send my reimbursement claim to? Do I have to pay the invoice in advance? And how do I check my doctor’s bill? You can find all the answers here.ReviewWaiting periodWhat is a qualifying period? What do I need to know? What qualifying periods apply for ÖKK customers? Get the most important answers about qualifying periods here.
