1. Family discount
Children and young people up to 18 years of age receive a 50% family discount while young adults aged between 19 and 25 benefit from a 20% discount on the following supplementary insurance policies:
- ÖKK HOSPITAL (FLEX MINI, FLEX, SEMI-PRIVATE, PRIVATE, GLOBAL)
- ÖKK NATURE (MINI, MIDI, PLUS)
- ÖKK PREVENTION
- ÖKK SMILE
- ÖKK PARENTS
Requirement for the family discount: At least one parent and the child have taken out ÖKK basic insurance, the ÖKK START supplementary insurance basic module and at least one of the above-mentioned supplementary insurance policies with ÖKK.
2. Conclude an option
By taking out ÖKK OPTION, you guarantee your unconditional admission to a supplementary insurance policy in the future. The option can be converted into the chosen supplementary insurance policy within five or ten years – and at the latest by the age of 65.
More information on ÖKK OPTION
3. Premium discount with prepayment
You usually pay your premiums monthly. Alternatively, you can also opt for semi-annual or annual prepayment. Prepayment reduces our administrative workload. We pass on these savings directly to you. The following discounts apply:
- Annual prepayment: 1% discount
- Semi-annual prepayment: 0.5% discount
4. Generics instead of originator products
Generics contain the same active substances and have the same effect as originator products, but are around 30% cheaper on average.
More about generics
5. Free-of-charge medical advice
As a customer of ÖKK, you can get free medical advice from our partner Medgate around the clock – by telephone or via the app.
More about telemedicine with Medgate


