Advantages
Valid worldwide the whole year round for individuals or the entire family
Avoid unexpected high costs abroad
Four individually combinable modules (treatment costs, travel legal protection, cancellation costs, luggage)
Our benefits
Choose from four modules and tailor your travel insurance in line with your personal needs. You can take out ÖKK TOURIST for yourself or your entire family. The insurance does not cover illnesses and consequences of accidents which are already known before embarking on the journey or whose treatment is foreseeable by the insured person.
Treatment costs
ÖKK TOURIST covers the costs of emergency treatment at a doctor's practice or hospital worldwide and also includes other helpful services.
- Emergency treatment in the event of illness, accident or premature birth.
- Emergency hotline and medical advice provided by the ÖKK emergency call centre – available around the clock, worldwide on +41 41 210 44 88
- Transport, search, rescue and recovery operations
- Additional return trip (also for family members)
- Trip for close persons for visiting purposes
- Payment advances to hospitals
- Help with finding hospitals and doctors and near to where you are staying
- Translation assistance via the ÖKK emergency call centre
ÖKK TOURIST only covers those costs that are not covered by basic insurance. The travel insurance thus only comes into play after basic insurance has paid out. Policyholders must therefore contribute towards the costs via their deductible and excess.
- Individual: max. CHF 250,000
- Family: max. CHF 500,000
- Individual: CHF 4 per month
- Family: CHF 6 per month
Travel legal protection
The insurance covers lawyer, expert and court costs incurred in relation to legal protection claims outside Switzerland and Liechtenstein. Our partner Coop Rechtsschutz AG supports you with legal claims.
- Costs in relation to lawyers, mediators and experts
- Legal proceedings and court costs
- Procedural costs
- Travel expenses and translation costs
- In Europe: max. CHF 300,000 per claim
- Outside Europe: max. CHF 100,000 per claim
- Individual: CHF 3.60 per month
- Family: CHF 7.20 per month
Please report the claim directly to Coop Rechtsschutz AG, the insurer for this module. You can find the relevant form below:
- Travel legal protection – notification of travel legal protection case
Cancellation costs
The insurance covers the cancellation or additional costs for travel services booked worldwide if you cannot embark upon the trip, if you can only embark upon the trip with a delay or if you have to cancel the trip prematurely as a result of illness, accident or death. The insurance also covers part of additional costs if you have to extend your trip.
- Cancellation costs
- Contribution towards additional costs in case of a delayed start or early disruption to travel.
- Contribution towards additional costs of extending a trip.
- Individual: max. CHF 20,000 per event
- Family: max. CHF 50,000 per event
- Extending trip: max. CHF 700 per person
- Individual: CHF 7.20 per month
- Family: CHF 11.50 per month
Please report the claim directly to European Travel Insurance Co. Ltd, the insurer for this module.
You can find the relevant forms below:
- Travel cancellation – Cancellation costs before starting the trip
- Travel incidents – Delayed start, premature end or extension of trip (SOS insurance during the trip)
Luggage
The insurance covers the costs worldwide resulting from the theft, loss or damage to personal luggage. All items that you take on the journey for your own person necessity are insured. The insurance does not cover cash, tickets, souvenirs or gifts.
- Costs resulting from theft, loss or damage to personal luggage.
- Individual: max. CHF 4,000 per event
- Family: max. CHF 10,000 per event
- Individual: CHF 9.00 per month
- Family: CHF 14.40 per month
Please report the claim directly to European Travel Insurance Co. Ltd, the insurer for this module.
You can find the relevant form below:
- Luggage insurance – Theft, loss or damage of personal luggage
When is it worth taking out ÖKK TOURIST?
ÖKK TOURIST supplements basic insurance for people who enjoy travelling. When you are on a trip, it is particularly reassuring to know that you are optimally protected in the event of an emergency. Medical treatments abroad or repatriations to Switzerland are often expensive and are not sufficiently covered by statutory health and accident insurance. ÖKK TOURIST reliably closes these gaps and enables you to enjoy your trip with peace of mind in the knowledge that you are financially protected if something unexpected should occur.
Are you looking for short-term insurance cover that is only valid for a certain period of travel? You can take out our ÖKK TOURIST SUBITO insurance quickly and easily online – even if you are not otherwise insured with ÖKK.
Questions and answers (FAQ)
This insurance may be concluded by all persons, without any age restrictions, who have compulsory health care insurance in Switzerland or the Principality of Liechtenstein and their legal place of residence in Switzerland or Liechtenstein.
The person listed in the insurance policy is insured (policyholder), together with their spouse/life partner, their own children and their partner’s children, provided that they live in the same household.
With ÖKK TOURIST, claims are processed directly via our external partners European Travel Insurance Co. Ltd (ERV) and Coop Rechtsschutz.
- In the event of travel cancellations before starting the trip, incidents during the planned trip, and damage to or theft or less of your luggage, please contact ERV directly via the online forms linked.
- If your enquiry is related to travel legal protection, please contact Coop Rechtsschutz directly.
ÖKK TOURIST is valid all year round. By contrast, ÖKK TOURIST SUBITO can be taken out on a daily basis and therefore is only valid for a certain period of time. The benefits are basically identical, with one exception: the sum insured for cancellation costs is higher with ÖKK TOURIST.
No. ÖKK TOURIST is a travel insurance policy. Interim insurance provides the same benefits as standard non-occupational accident insurance in accordance with the UVG. You can take out interim insurance if you have given notice and/or are temporarily stopping work – for example in the event of unpaid leave. Click here to go to ÖKK’s interim insurance.
Do you have any questions?
We will be happy to help you if you need further information or would like to arrange a no-obligation consultation.
