The law defines the level of deductible under basic insurance: for adults aged 19 and over, the deductible is a minimum of CHF 300 and a maximum of CHF 2,500. For children up to the age of 18, a deductible does not have to be paid. They can, however, voluntarily select a deductible of CHF 200, CHF 400 or CHF 600.
You can save on basic insurance premiums by increasing your annual deductible. You can make a change at the start of every calendar year. It is easy to check how your premiums will change: The deductible calculator immediately shows which option is best for you.
