A woman wearing a helmet standing with a mountain bike on a path in nature.

Healthy outlook: caring for your health

Whether for cycling, cross-country skiing or a sports club – ÖKK PREVENTION provides financial support. You will also benefit from check-ups, nutritional advice and more.

Calculate non-binding premium

Advantages

Up to CHF 800 per year for exercise, nutrition and prevention, including BikeBonus and/or NordicBonus

Contributions towards gym memberships and swimming pool subscriptions, sports clubs (sports check) and (online) nutritional advice

Cost contribution towards medical check-ups and preventative gynaecological and urological examinations

Our benefits

Prevention

Basic insurance

ÖKK START

The essential supplementary insurance

ÖKK PREVENTION

Health protection

100% every 3 years

90%

One examination every three calendar years (taking into account the deductible and the excess)

90% of one examination per calendar year if basic insurance has not covered any costs for an examination in the current calendar year.

One examination every three calendar years (taking into account the deductible and the excess)

90% of one examination per calendar year if basic insurance has not covered any costs for an examination in the current calendar year.

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Up to CHF 300

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90%, up to CHF 300 per calendar year for check-ups and urological check-ups

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90%, up to CHF 300 per calendar year for check-ups and urological check-ups

In accordance with Benefits Ordinance

Up to CHF 200

In accordance with Benefits Ordinance

90%, up to CHF 200 per calendar year

In accordance with Benefits Ordinance

90%, up to CHF 200 per calendar year

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Up to CHF 500

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50%, up to CHF 300 per area,
up to CHF 500 for all areas per calendar year

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50%, up to CHF 300 per area,
up to CHF 500 for all areas per calendar year

The right insurance for me.

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When is it worth taking out ÖKK PREVENTION?

ÖKK PREVENTION supplements your basic insurance in the areas where you would like to invest in your health actively and with foresight – with exercise, prevention and healthy nutrition.
Whether it’s for the gym, a sports club, cycling or cross-country skiing, ÖKK PREVENTION contributes towards the costs and helps you to stick with your chosen activity. You also benefit from contributions towards medical check-ups, vaccinations and preventative gynaecological and urological examinations.
This supplementary insurance is worth having if you practise sports regularly, take advantage of fitness services or are conscientious about attending preventative medical examinations.
Please note that ÖKK PREVENTION can only be taken out as an add-on to ÖKK START. Maximum amounts and conditions as specified in the benefit table apply to individual benefits.

Questions and answers (FAQ)

Submitting your invoices is easy – for instance for a bike service, a swimming pool subscription or the membership fee for your sports club:

More information on the reimbursement of benefits

All of the following preventative examinations are covered by your basic insurance: vaccinations (as per the Swiss vaccination schedule), colonoscopies and skin examinations for patients with family histories of conditions, up to eight preventative examinations for pre-school children, gynaecological check-ups incl. smear tests every three years and mammographies. A complete overview can be found in the Health Care Benefits Ordinance (KLV).

However, with a suitable supplementary insurance policy like ÖKK PREVENTION, you will be reimbursed up to 90% of the costs for selected preventative examinations and vaccinations, for example.

With the ÖKK START and ÖKK PRÄVENTION supplementary insurance policies, you automatically benefit from BikeBonus and/or NordicBonus. Both services are integrated into the health account.

Together with the other measures in the health account in the areas of family, nutrition, exercise and other prevention, you receive up to CHF 500 per calendar year. If you add the preventative measures to that figure, benefits of up to CHF 800 are possible.

Here’s what your statement of benefits could look like.

ÖKK PREVENTION covers 90% of the costs of examinations per calendar year – provided that no costs are paid by the basic insurance in the current calendar year.