A woman wearing a helmet standing with a mountain bike on a path in nature.

Healthy outlook: caring for your health

Whether for cycling, cross-country skiing or a sports club – ÖKK PREVENTION provides financial support. You will also benefit from check-ups, nutritional advice and more.

Calculate non-binding premium

Advantages

You receive up to CHF 800 for your health

Contribution towards gym membership, swimming pool subscription, membership of sports clubs (sports check) and (online) nutritional advice

Benefit from NordicBonus and BikeBonus at no additional cost

ÖKK provides financial support towards medical check-ups as well as gynaecological and urological preventative examinations

Further advantages as listed in the benefit table

The right insurance for me.

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Our benefits

Prevention

Basic insurance

ÖKK START

The essential supplementary insurance

ÖKK PREVENTION

Health protection

100% every 3 years

90%

One examination every three calendar years (taking into account the deductible and the excess)

90% of one examination per calendar year if basic insurance has not covered any costs for an examination in the current calendar year.

One examination every three calendar years (taking into account the deductible and the excess)

90% of one examination per calendar year if basic insurance has not covered any costs for an examination in the current calendar year.

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Up to CHF 300

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90%, up to CHF 300 per calendar year for check-ups and urological check-ups

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90%, up to CHF 300 per calendar year for check-ups and urological check-ups

In accordance with Benefits Ordinance

Up to CHF 200

In accordance with Benefits Ordinance

90%, up to CHF 200 per calendar year

In accordance with Benefits Ordinance

90%, up to CHF 200 per calendar year

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Up to CHF 500

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50%, up to CHF 300 per area,
up to CHF 500 for all areas per calendar year

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50%, up to CHF 300 per area,
up to CHF 500 for all areas per calendar year

* ÖKK START is the compact addition to your basic insurance and forms the basis for many other ÖKK supplementary insurance policies.

Here’s what your statement of benefits could look like

Your expenses You will receive

Medical check-up

90%, up to CHF 300

CHF 400.–

CHF 300.–

Gym membership

50%, up to CHF 300

CHF 300.–

CHF 150.–

Club membership, sports course

100%, up to CHF 100

CHF 200.–

CHF 100.–

(Online) nutritional advice

50%, up to CHF 300

CHF 100.–

CHF 50.–

BikeBonus

Bike service, bike helmet, cycling technique course, bike fitting, etc.

NordicBonus

Cross-country skiingpass and courses

50%, up to CHF 300

CHF 400.–

CHF 200.–

Benefits from ÖKK PREVENTION**

Overall up to CHF 800 per year

CHF 800.–

Medical check-up

90%, up to CHF 300

Your expenses

CHF 400.–

You will receive

CHF 300.–

Gym membership

50%, up to CHF 300

Your expenses

CHF 300.–

You will receive

CHF 150.–

Club membership, sports course

100%, up to CHF 100

Your expenses

CHF 200.–

You will receive

CHF 100.–

(Online) nutritional advice

50%, up to CHF 300

Your expenses

CHF 100.–

You will receive

CHF 50.–

BikeBonus

Bike service, bike helmet, cycling technique course, bike fitting, etc.

NordicBonus

Cross-country skiingpass and courses

50%, up to CHF 300

Your expenses

CHF 400.–

You will receive

CHF 200.–

Benefits from ÖKK PREVENTION**

Overall up to CHF 800 per year

Your expenses
You will receive

CHF 800.–

**When you take out the two supplementary insurance policies ÖKK START and ÖKK PREVENTION, you will automatically benefit from BikeBonus and NordicBonus.

How do I get my money back?

Have you recently bought a cross-country skiing pass or a bike helmet? Are you a member of a sports club or gym? Then we will help you stay fit and healthy.

Requirements

  • ÖKK PREVENTION can only be taken out as an addition to ÖKK START.
  • Offerings must take place in Switzerland and be led by a specialist (in one-to-one format)
  • Offerings are not transferable to another person.
  • Courses in the Movement area must comprise at least ten lessons/sessions.
  • Gym and indoor swimming pool memberships must be for a period of at least six months.
  • Cycling technique courses must be offered by a certified Swiss Cycling guide or a partner organisation of Swiss Cycling. You can find an overview of these partners here.
  • Bike services, bike fittings and seat position analyses must be carried out by an official dealer in your name (name must be shown on the receipt submitted).
  • Courses must be offered by schools that are members of the Association of Swiss Cross-country Skiing Schools (Verband Schweizer Langlaufschulen, VSLS). An overview of the schools can be found here.

Questions and answers (FAQ)

There are various ways for you to submit an invoice for a bike service, swimming pool subscription or sports club membership fee to ÖKK, for example.

  • Scan the document with the myÖKK app and submit it directly
  • Scan / photograph the document and upload it via myoekk.ch
  • Scan the document and send it to info@oekk.ch
  • Make a copy of the document and send the original by mail to your agency

More information on the reimbursement of benefits

All of the following preventative examinations are covered by your basic insurance: vaccinations (as per the Swiss vaccination schedule), colonoscopies and skin examinations for patients with family histories of conditions, up to eight preventative examinations for pre-school children, urological check-ups, gynaecological check-ups incl. smear tests every three years and mammographies. A complete overview can be found in the Health Care Benefits Ordinance (KLV).

Unless medically prescribed, you must pay for any preventative examinations that do not appear in the list, unless you have concluded a relevant supplementary insurance policy, such as ÖKK PREVENTION. This insurance covers up to 90% of the costs of selected preventative examinations, check-ups and vaccinations.

You receive 50% (up to CHF 300) per calendar year (Movement area) for your gym membership.
You receive up to CHF 500 per calendar year for all preventative measures across all areas (Family, Nutrition, Movement, Other prevention).

Details on ÖKK PREVENTION benefits

When you take out the two supplementary insurance policies ÖKK START and ÖKK PREVENTION, you will automatically benefit from BikeBonus and NordicBonus. Both offers are integrated into the health account (other prevention). As such, you receive 50% or up to CHF 300 per calendar year – and together with the other areas (see previous question), up to CHF 500 per calendar year.

You receive up to CHF 800 per year.

With ÖKK PREVENTION, you receive 90% of the costs of preventative examinations per calendar year if basic insurance has not covered any costs for an examination in the current calendar year.