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      • Save on basic insurance
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      • Alternative medicine and glasses
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      • Medgate: free medical advice
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      Why choose ÖKK?
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      • Seven reasons to opt for ÖKK
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      Manage insurance
      • Change your deductible
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      • Include accident insurance
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Junger Mann mit Laptop in einem gelben Camper

Savings and discounts

Whether you are a new customer or recommending us, being insured with ÖKK is easy on the wallet.

  • Private clients
  • Advantages | Savings and discounts
Junge Familie am Küchentisch
Family discount

Receive up to 50% family discount at ÖKK on selected supplementary insurance policies for children and young people.

Find out more 
Junger Mann am Laptop
Health insurance premium reductions

If you earn a modest income, it is likely that you are entitled to a premium reduction on your basic insurance.

Find out more 
Stapel mit Medikamenten
Generics instead of originator products

Generics contain the same active substances and therefore have the same effect as their originator products. However, they are on average 30% cheaper.

More about generics 
Frau bestellt Medikamente bei der Online-Apotheke zur Rose und hält ihre Versicherungskarte von ÖKK in der Hand
Benefit from the Zur Rose pharmacy

Ordering made easy – the Graubünden way: order and manage medications online and renew prescriptions with Zur Rose and Medi+.

Take advantage now 
Zwei Kollegen im Gespräch über Ihre Krankenkasse
Recommend ÖKK to others

Do you like our products and services? Recommend ÖKK to your family and friends and for each insurance policy taken out, we will give you up to 200 francs!

Customers recruit customers 

Private clients

Free-of-charge helpline for insurance advice

0800 838 000, Monday to Friday 08:00 - 18:00

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  • Private clients 
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    Customer service (calls from Switzerland – free of charge)
    0800 838 000


    Customer service (calls from abroad)
    +41 58 456 10 00

    Free-of-charge hotline for emergencies abroad
    +41 41 210 44 88

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    Comparis Winner Value for money: 5.0 (Good), Customer satisfaction 2025, health insurance

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