A woman with glasses looking upward outdoors.

Perspective: insurance for alternative medicine and glasses

Whether you want alternative or complementary medicine, natural remedies or glasses and contact lenses, ÖKK NATURE is an ideal addition to basic insurance and traditional medicine.

Advantages

Cost contribution for recognised outpatient alternative and complementary treatments of up to CHF 10,000 per year (including in neighbouring countries of Switzerland)

Contributions of up to CHF 4,000 per year towards natural remedies

Up to CHF 480 for adults / CHF 660 for children and young persons per two years for glasses and contact lenses

Our benefits

Medical treatment

Basic insurance

ÖKK START

The essential supplementary insurance

ÖKK NATURE MINI

Cost-effective access to alternative medicine

ÖKK NATURE MIDI

Alternative medicine, glasses and contact lenses

ÖKK NATURE PLUS

Alternative medicine, glasses and worldwide medical treatment

100%

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Worldwide up to CHF 5,000

All costs covered (taking into account the deductible and the excess)
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Abroad: 80%, up to CHF 5,000 per calendar year
Deductible: CHF 300 per calendar year

All costs covered (taking into account the deductible and the excess)
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Abroad: 80%, up to CHF 5,000 per calendar year
Deductible: CHF 300 per calendar year

Alternative medicine

Five methods

Up to CHF 1,000

Up to CHF 5,000

Up to CHF 10,000

Acupuncture, anthroposophical medicine, Chinese medicine, homeopathy, phytotherapy by doctors with relevant training

80%, up to CHF 1,000 per calendar year
Deductible: CHF 300 per calendar year

80%, up to CHF 5,000 per calendar year
Deductible: CHF 300 per calendar year

80%, up to CHF 10,000 per calendar year, incl. neighbouring countries of Switzerland, Deductible: CHF 300 per calendar year

Acupuncture, anthroposophical medicine, Chinese medicine, homeopathy, phytotherapy by doctors with relevant training

80%, up to CHF 1,000 per calendar year
Deductible: CHF 300 per calendar year

80%, up to CHF 5,000 per calendar year
Deductible: CHF 300 per calendar year

80%, up to CHF 10,000 per calendar year, incl. neighbouring countries of Switzerland, Deductible: CHF 300 per calendar year

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Up to CHF 500

Up to CHF 1,000

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50%, up to CHF 500 per calendar year

50%, up to CHF 1,000 per calendar year, incl. neighbouring countries of Switzerland (benefit worldwide in combination with ÖKK HOSPITAL GLOBAL)

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50%, up to CHF 500 per calendar year

50%, up to CHF 1,000 per calendar year, incl. neighbouring countries of Switzerland (benefit worldwide in combination with ÖKK HOSPITAL GLOBAL)

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Up to CHF 300

Up to CHF 2,000

Up to CHF 4,000

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80%, up to CHF 300 per calendar year

80%, up to CHF 2,000 per calendar year

80%, up to CHF 4,000 per calendar year, incl. neighbouring countries of Switzerland (benefit worldwide in combination with ÖKK HOSPITAL GLOBAL)

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80%, up to CHF 300 per calendar year

80%, up to CHF 2,000 per calendar year

80%, up to CHF 4,000 per calendar year, incl. neighbouring countries of Switzerland (benefit worldwide in combination with ÖKK HOSPITAL GLOBAL)

Visual aids

CHF 180 up to 18 years

CHF 80

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CHF 80 (cumulative)

CHF 200 (cumulative)

CHF 180 per calendar year (up to 18 years of age)
CHF 80 per calendar year worldwide
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CHF 80 per calendar year worldwide
(can be accumulated for period of two years, provided no benefits are claimed in the first year; in addition to benefits from ÖKK START)

CHF 200 per calendar year worldwide (can be accumulated for period of two years, provided no benefits are claimed in the first year; in addition to benefits from ÖKK START)

CHF 180 per calendar year (up to 18 years of age)
CHF 80 per calendar year worldwide
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CHF 80 per calendar year worldwide
(can be accumulated for period of two years, provided no benefits are claimed in the first year; in addition to benefits from ÖKK START)

CHF 200 per calendar year worldwide (can be accumulated for period of two years, provided no benefits are claimed in the first year; in addition to benefits from ÖKK START)

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CHF 500

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CHF 500 worldwide (one-off payment)

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CHF 500 worldwide (one-off payment)

The right insurance for me.

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When is it worth taking out ÖKK NATURE?

ÖKK NATURE supplements your basic insurance in the areas where you would like to combine conventional medicine and natural treatment methods. You benefit from contributions towards glasses and contact lenses, recognised alternative and complementary medicine treatments and natural remedies. That way, your insurance cover remains well balanced – just like your understanding of health. Please note that ÖKK NATURE can only be taken out as an add-on to ÖKK START. After taking out the policy, there is a waiting (qualifying) period for laser eye treatments.

Questions and answers (FAQ)

Unsure whether ÖKK recognises your therapist or a certain treatment? Get an overview of which complementary and alternative treatments are covered by ÖKK NATURE.
Go to the list of recognised therapists

Go to the list of recognised methods

You can choose from three different benefit levels: ÖKK NATUR MINI, MIDI and PLUS. Our overview shows which option is best for you and which benefits are covered up to which amount: Go to the benefit overview for the modules

If you would like to benefit from a high cost contribution towards glasses, then you will get optimal coverage with ÖKK START and the highest level ÖKK NATURE PLUS. The following costs are covered:

  • CHF 280 per year for adults (CHF 480 per two years if the ÖKK NATURE PLUS benefits were not used in the previous year)
  • CHF 460 per year for children and adults who have basic insurance with ÖKK (CHF 660 per two years if the ÖKK NATURE PLUS benefits were not used in the previous year)

Go to the benefit overview for the modules

Children and young people up to the age of 18 receive up to CHF 180 per year from the basic insurance towards visual aids (glasses lenses and contact lenses). There are no benefits for glasses or contact lenses for adults under basic insurance.