Saving tips for families
Take advantage of our family discounts
Choose an alternative basic insurance model
By opting for a basic insurance model with always the same first point of contact, you can save on premiums, yet still contact your child’s paediatrician without having to go via a GP or telemedical centre. In addition, gynaecologist visits do not require an initial consultation with your GP.
Family planning and young parents
Planning a pregnancy
If you are planning to start a family, it is best to start thinking about insurance relating to this at an early stage so as to avoid any gaps in cover. Important information on this can be found in our article about pregnancy and maternity. Our customer advisors would also be pleased to provide assistance.
The best insurance for pregnancy and maternity
Contact for private clients
Benefits for pregnancy and maternity
ÖKK PARENTS is the perfect insurance for expectant parents. It provides contributions towards antenatal and postnatal courses, domestic assistance and more.
The best insurance for pregnancy and maternity
Prenatal registration
After the birth, you have three months to register your baby with a health insurer. However, we recommend that you insure your unborn child several months before the birth. Use our premium calculator to put together the right insurance solution for your baby and apply for it directly online.
Which insurance policies are the best for families with children?
Pregnancy and parenthood: ÖKK PARENTS
The most important benefits:
- Antenatal and postnatal courses
The supplementary insurance provides additional benefits for antenatal courses from basic insurance and also contributes towards postnatal courses. - Rooming-in
If a child up to 12 years of age receives inpatient treatment, ÖKK PARENTS provides benefits from the parent’s insurance of up to CHF 150 per day for one parent to stay in the child’s room.
If a parent receives inpatient treatment, ÖKK PARENTS provides benefits of up to CHF 150 per day for one child up to the age of 12 to stay in the parent’s room. - Family room in hospital
ÖKK PARENTS provides benefits of CHF 200 per day towards the additional costs of a family room or a one- or two-bed room that is used as a family room. - Nursing allowance
If you breastfeed your child for at least ten weeks, you receive a flat-rate contribution of CHF 150. - Domestic assistance following birth
If you have a medical prescription, you receive contributions towards domestic assistance outside of the hospital in addition to ÖKK START, provided your domestic and family circumstances require this
Supplementary insurance to keep you healthy: ÖKK PREVENTION
With ÖKK PREVENTION supplementary insurance, you receive up to 300 francs per year in the Family area.
The most important benefits:
- Baby and child massage course
- Baby and infant swimming
- Parent-child swimming
- Baby and infant gymnastics
- Parent-child gymnastics
- First aid course for emergencies with small children
As a mother, you can also take advantage of various other benefits offered by ÖKK PREVENTION.
Supplementary insurance for parents: ÖKK PARENTS
The most important benefits:
- Rooming-in
If a child up to 12 years of age receives inpatient treatment, ÖKK PARENTS provides benefits from the parent’s insurance of up to CHF 150 per day for one parent to stay in the child’s room.
If a parent receives inpatient treatment, ÖKK PARENTS provides benefits of up to CHF 150 per day for one child up to the age of 12 to stay in the parent’s room.
Supplementary insurance to keep you healthy: ÖKK PREVENTION
With ÖKK PREVENTION supplementary insurance, you receive up to 300 francs per year in the Family area.
The most important benefits:
- Baby and child massage course
- Baby and infant swimming
- Parent-child swimming
- Baby and infant gymnastics
- Parent-child gymnastics
- First aid course for emergencies with small children
As a father, you can also take advantage of various other benefits offered by ÖKK PREVENTION.
Health protection: ÖKK PREVENTION
You receive various contributions to help protect your health, including benefits also for families:
- Baby and infant swimming
- Parent-child swimming
- Baby and infant gymnastics
- Parent-child gymnastics
Alternative medicine and glasses: ÖKK NATURE
- Glasses lenses and contact lenses
The MIDI and PLUS options supplement the benefits from basic insurance and from ÖKK START for visual aids (up to CHF 460 cost-sharing for children). - Complementary medicine
You can choose for your child to receive complementary medical treatments as an alternative to traditional medicine. This includes methods such as acupuncture, traditional Chinese medicine and homeopathy
For dental treatment: ÖKK SMILE
Braces and treatment for tooth decay in particular can often be necessary for children. That is why you should take out ÖKK SMILE dental insurance for your children before any such problems are diagnosed. This prevents potential subsequent exclusions and also financial shortfalls. This insurance is also free of charge for children up to three years of age.
The benefits paid out by ÖKK SMILE also supplement the most important benefits covered by ÖKK START supplementary insurance, which contributes towards the costs of orthodontic treatment among other things.
Insurance in the case of disability or death: ÖKK RISK CAPITAL
Supplementary insurance offers financial protection in the case of disability or death, and can be taken out for illness and accident.
- Guaranteed lump-sum payment
The insured person or their relatives receive a guaranteed lump-sum payment in the case of disability or death - Medical cover and conversion work to privately owned homes
Hospital insurance: ÖKK HOSPITAL
As a parent, you want your child to receive the best possible treatment – ÖKK HOSPITAL, with its many different options, guarantees this.
