With ÖKK FLEX you only decide which ward you stay on when you are admitted to hospital. You are also free to choose a hospital and doctor. You contribute to the treatment costs with a cap on costs specified in advance. Benefits for alternative and complementary medicine as well as prevention and dental check-ups are included in this insurance, as are contributions towards glasses and contact lenses. ÖKK also contributes towards the costs of both antenatal and postnatal courses.
ÖKK FLEX comprises two insurance policies: