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Familie spaziert im Wald

Welcome to ÖKK

Thank you for choosing ÖKK. Here you can find the most important information and tips relating to your insurance.

Billing and administration

I’ve received a doctor’s bill – what now?

We provide the answers to your questions related to the reimbursement of benefits.

More information 

Payment type

At ÖKK, you have various options for settling your premium invoices and benefits statements.

To the payment types 

Insurance card

Key information about the insurance card.

Find out more 

Ordering tax statements

We send you your tax statement detailing your health insurance premiums every year in January. If you need any additional copies, you can order them here.

Ordering tax statements 

Insurance cover

The overview of benefits shows you the benefits that are covered by your various insurance policies.

Overview of benefits 

Customer portal: at home or on the move

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myÖKK – digital solutions, the Graubünden way

Submitting invoices, checking data or showing your insurance card: with myÖKK, you can take care of all insurance matters quickly and easily.

Install now 

Savings options

Family discount

Children up to 18 years of age get a 50% discount on various supplementary insurance, while young adults between the ages of 19 and 25 get a 20% discount.

More information 

Discount with prepayment

You benefit from a discount if you pay your insurance premiums in advance on a semi-annual or annual basis.

More information 

Requesting premium reductions

If you earn a modest income, it is likely that you are entitled to a premium reduction on your basic insurance.

More information 

Suspending insurance during military service

If you perform more than 60 consecutive days of military service, you can suspend your basic insurance during this time.

More information 

Selecting a high deductible

The higher the deductible, the lower the premiums. You can choose a deductible of between 300 and 2,500 francs.

Change your deductible 

Alternative insurance models

You can save money on your basic insurance premiums with ÖKK’s alternative insurance models.

Change basic insurance model 

Additional services and advantages

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Recommend ÖKK to others

Do you like our products and services? Recommend ÖKK to your family and friends and for each insurance policy taken out, we will give you up to 200 francs!

Customers recruit customers 
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Medical advice around the clock

There for you, the Graubünden way: get free-of-charge medical advice at any time and anywhere, thanks to Medgate, the independent telemedicine provider.

Find out more about Medgate 
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Benefit from the Zur Rose pharmacy

Ordering made easy – the Graubünden way: order and manage medications online and renew prescriptions with Zur Rose and Medi+.

Take advantage now 
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Contribution to your sports club memberships

Stay fit, the Graubünden way: we reward you for being a member of sports clubs and attending sports courses.

Contribution towards sports club membership 

Popular supplementary insurance policies

A man with a backpack standing in a mountain landscape looking into the distance.
Solid foundation: the start module for supplementary insurance
ÖKK START 
Recognised as the number one by HZ Insurance
A boy lying in a hospital bed petting a dog.
Your hospital insurance for more peace and comfort
ÖKK HOSPITAL 
A woman with glasses looking upward outdoors.
Perspective: insurance for alternative medicine and glasses
ÖKK NATURE